Consider what conclusions may be fairly drawn from reading consumers’ descriptions of their experiences. Recent complaint data and trends will not yet include all complaints eligible for publication to allow companies 15 days to respond.Ĭomplaint narratives are consumers’ descriptions of their experiences in their own words. Learn about past changes to the database.We encourage you to pair complaint data with public and private data sets for additional context.
#PUBLISH TO POWER BI WEB CONFIDENTIAL INFORMATION ZIP#
When looking at complaint volume for a state or ZIP code, consider the population in that geography. For example, companies with more customers may have more complaints than companies with fewer customers. When looking at complaint volume about a company or product, consider company size and/or market share. Depending on the nature of the financial product and how consumers use the product, consumers may be harmed in ways that do not cause them to complain to the Bureau or to blame the product or provider for the harm they have suffered. The lack of complaints or a relatively low number of complaints published in the database about a product, issue, or company does not necessarily mean there is little or no consumer harm. Complaints are not “information” for purposes of the Information Quality Act. This database is not a statistical sample of consumers’ experiences in the marketplace and these complaints are not necessarily representative of all consumers’ experiences with a financial product or company. We publish the consumer’s narrative description from their complaint if the consumer opts to share it publicly and after the Bureau takes steps to remove personal information. We do not publish complaints referred to other regulators, such as complaints about depository institutions with less than $10 billion in assets. Only complaints sent to companies for response are eligible to be published and are only published after the company responds, confirming a commercial relationship or after 15 days, whichever comes first.
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